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Bankruptcy Laws in Alaska | Chapter 7 Lawyers & 13 Attorneys
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Bankruptcy Laws in Alaska

Bankruptcy is a legal process that is executed by the federal government where is allows debtors to legally reclaim their dues from individuals who have been unable to meet the agreed upon requirements. Bankruptcy laws in Alaska fall under the 11th tile of the United States code that delegates federal governments the ability to oversee the bankruptcy cases. The Alaska laws may be similar to other states in the country, but should be well understood if one is to conducting bankruptcy fillings. It is advisable to any individual living in Alaska to visit the federal bankruptcy courts and also arrange for a free consolation with an attorney.

 

Alaska Bankruptcy Exemptions:

The Alaska bankruptcy laws allows the debtors to claim the federal exemptions on retirement benefits, survivors benefits, death and disability benefits as well as other miscellaneous assets. In Alaska the other exemptions that debtors might claim include insurance, home stead, pensions, personal properties, public benefits, wages, tools of trade and other miscellaneous assets. There is no wild card to play with when it comes to the Alaska laws. Most of the bankruptcy cases are filled under the 7th and 11th chapter in Alaska even though the other chapters in the United States code apply.

 

Alaska Chapter 7 Bankruptcy Laws:

Chapter 7 bankruptcy laws favored by many since it allows the debtors to liquidize their non-exempt properties and then proceed to settle their debts with their creditors.

 

Alaska Chapter 13 Bankruptcy Laws:

Chapter13 bankruptcy laws are an alternative that is also exercised by a reasonable number since it allows proprietors and business partners to settle their debts without having to relinquish their business assets, but require the debtors to clear their credit via generated income. If the debtors are making some income regularly, then under the Alaska bankruptcy laws, they can seek to have their repayment period extended such that the debtors are able to settle their dues over a period greater than three years.

 

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